What is Exchange Card Derby Racing?

Exchange Card Racing is a game of Virtual Racing offering a realistic racing experience. The players bet against each other on a bet exchange market. Just like betting on a horse race on Betfair.com, but here the race is simulated using a standard 52 card deck. 

Each race begins with four runners lined up at the starting line of a 32 segment race track. Each runner is represented by a suit (Spades, Hearts, Clubs and Diamonds). A randomly shuffled pack of 52 cards is used to simulate the race.

An exchange market where the players can place back and lay bets on the runners is available. The first round of betting occurs when all 52 cards in the deck are still unseen and players can back or lay any of the 4 runners.

At the end of the first round of betting any unmatched bets are cancelled. Now, before the race can start, the handicaps are determined. Three cards of each suit are randomly removed from the deck and turned face up. The remaining 40 cards in the deck will then be used for the race simulation. A second round of betting commences in which the players can place new bets based on the handicaps.

After the end of the second betting round, the race starts. Three cards will now be drawn from the deck, one by one and turned face up. After each card is turned over, the runner of the corresponding suit moves forward according to the rank of the card (the card values are the same as in the game of Blackjack with Ace always ranked 11):

    * If the card ranks 2 to 10 the runner moves as many segments as the value of the card.
    * If it is a face card (Jack, Queen or King) the runner moves 10 segments forward.
    * If the card is an Ace the runner moves 11 segments forward.

After all three cards have been drawn and the runners have been moved forward it is time for the next betting round.

The race action will now continue with three cards being drawn between each betting round until one runner crosses the finishing line. Note that as soon as a runner crosses the finishing line (i.e. reaches the 32nd segment of the race track) the race is over and no more cards will be drawn. Therefore it is not possible for a dead heat to occur. The market for Exchange Card Derby Racing is always settled with one single winner.